SCHD
Schwab U.S. Dividend Equity ETF
VS
VTI
Vanguard Total Stock Market ETF
VTI wins 7 of 9 categories
VTI wins 7 of 9 categories
SCHD wins: Dividend Yield, Beta | VTI wins: Expense Ratio, 1-Year Return, 3-Year Return, 5-Year Return, YTD Return, Assets Under Mgmt, Holdings
MetricSCHDVTI
Cost
Expense Ratio0.06%0.03%
Performance
1-Year Return15.82%27.18%
3-Year Return8.45%10.82%
5-Year Return12.18%14.75%
YTD Return4.22%4.85%
Income
Dividend Yield3.42%1.24%
Size & Diversification
Assets Under Mgmt$63B$435B
Holdings1033,639
Risk
Beta0.781.01

Top Holdings

SCHD Top Holdings

Cisco Systems4.5%
Bristol-Myers Squibb4.3%
BlackRock Inc4.2%
Chevron Corp4.1%
Home Depot Inc4.0%

VTI Top Holdings

Apple Inc6.4%
Microsoft Corp5.8%
NVIDIA Corp5.5%
Amazon.com Inc3.4%
Meta Platforms Inc2.4%

Fund Details

DetailSCHDVTI
IssuerSchwabVanguard
CategoryDividendTotal Market
BenchmarkDow Jones U.S. Dividend 100CRSP US Total Market
Inception Date2011-10-202001-05-24

Frequently Asked Questions

Is SCHD or VTI a better investment?
It depends on your goals. SCHD (Schwab U.S. Dividend Equity ETF) has an expense ratio of 0.06% and a 5-year return of 12.18%. VTI (Vanguard Total Stock Market ETF) has an expense ratio of 0.03% and a 5-year return of 14.75%. SCHD for income, VTI for total growth
What is the expense ratio difference between SCHD and VTI?
SCHD charges 0.06% while VTI charges 0.03%. That's a difference of 0.03 percentage points. On a $10,000 investment, that's roughly $3 per year.
Which has better returns, SCHD or VTI?
Over the past year, VTI delivered higher returns (27.18% vs 15.82%). Over 5 years, VTI leads with 14.75% annualized.
Can I hold both SCHD and VTI?
Yes, many investors hold both. SCHD tracks the Dow Jones U.S. Dividend 100 while VTI tracks the CRSP US Total Market. Check the holdings overlap before combining them in your portfolio.

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