Fund Analysis12 min read

VOO vs SPY vs IVV (2026): The Three Flagship S&P 500 ETFs Compared

Same index, three wrappers. Expense ratios, AUM, tracking difference, options liquidity, and the UIT-vs-open-ended structural gap that costs SPY a few basis points a year. Sourced from Vanguard, BlackRock, and State Street fund pages.

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Fund Analysis12 min read

VTI vs ITOT 2026: Total Market Index ETFs Compared (With Real Data)

Same 0.03% expense, slightly different benchmarks (CRSP vs S&P Total Market). Real 10-year returns, tracking difference, 97-98% holdings overlap, and the tax-loss harvesting pairing that's the one legitimate reason to keep both on your radar.

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Fund Analysis11 min read

VTI vs VOO 2026: Tracking Difference, Returns, and Overlap (With Real Data)

Expense ratios, 10-year returns, top-10 overlap, AUM, and tracking difference for VTI and VOO — with current 2026 data, not hand-waving. One holds the whole market; the other holds only the 500 largest.

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Income ETFs13 min read

SCHD vs JEPI 2026: The Income ETF Showdown (Yield, Taxes, Total Return)

Dividend-growth equities vs. a covered-call income strategy. Two very different products marketed as income ETFs. Real 2026 data on yields, after-tax income, total return, and portfolio fit.

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Fund Analysis11 min read

QQQ vs QQQM 2026: Is the Cheaper Version Actually Worth It?

Same Nasdaq-100 holdings, different expense ratios (0.20% vs 0.15%). When QQQM wins, when QQQ still makes sense, and the switching math for existing QQQ holders.

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Fund Analysis12 min read

ETF vs Mutual Funds in 2026: A Data-Driven Comparison (With Real Numbers)

Expense ratios, tax efficiency, liquidity, and real return data compared using actual Vanguard, BlackRock, and Fidelity products. The answer depends on your account type — here's the full breakdown.

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